DropDrop MoneyOSMoneyOS

Money
Unchained

The operating system for money and the super app powered by it.

Investor Briefing
Confidential · 2026
The two layers
The Product
Drop is the app.
A self-custodial super app where anyone does everything with money.
The Platform
MoneyOS is the system.
The open infrastructure every money app — and every AI agent — runs on.
Drop · MoneyOS
02
The problem

Money is broken.

Traditional banks
  • Days to settle, closed nights & weekends
  • They hold your money — and can freeze it
  • Borders, FX fees, and gatekeepers
Legacy brokers
  • T+2 settlement, market hours only
  • You own an IOU, not the asset
  • High fees — and trades can be halted
Crypto today
  • Complex, intimidating UX
  • High fees and failed transactions
  • Hacks, scams, and lost keys
Drop · MoneyOS
03
The shift

Ownership is
moving to you.

Value is leaving the closed ledger. Finance is becoming intelligent, composable, global.

Drop · MoneyOS
04
The thesis
Moneybecomessoftware
Softwarebecomescoordination
Coordinationneeds anoperating system
Drop · MoneyOS
05
The architecture
Your dApp
embedded wallet
Drop
11 capabilities
AI agents
via the CLI
MoneyOS
Open infrastructure for modern value
Self-custodial keys Multi-chain Coordination Wallie AI
Drop · MoneyOS
06
Drop · Live now

Everything money can do.
One app.

8+
CHAINS
0
SEED PHRASES
∞
POSSIBILITIES
Drop
07
11 capabilities
Self-Custody
Passkeys · seedless
Social Identity
Send to @usernames
Send to Anyone
Only they can claim
Multi-Chain
BTC · ETH · SOL · EVM
Collect & Distribute
Tips · airdrops · requests
Trade
Best aggregated rates
Perps
Up to 50x · Hyperliquid
Yield
Passive · automated
Wallie
Your AI money agent
eSIM
Any country · pay crypto
Debit Card
Spend crypto anywhere
Drop
08
Drop · Intelligence

Meet Wallie.
Money on autopilot.

An autonomous agent that plans, saves, pays, and rebalances — around the clock.

Drop
09
MoneyOS · for developers

Build money into anything.

Embed a self-custodial wallet
EIP-1193 + Wallet Standard
Multi-chain out of the box
Agent-ready, policy-bound
MoneyOS
10
The frontier
Agents are the
new institutions.

Any AI agent can plug into MoneyOS and transact onchain — at machine speed, bounded by policy.

MoneyOS
11
Why now

Four forces, converging.

Programmable money
Tokenized assets and cross-chain rails are everywhere.
Self-sovereignty
People expect control of identity and assets.
AI coordination
Only intelligence can manage this complexity.
Infra is ready
Standards and ecosystems make a platform viable.
Drop · MoneyOS
12
Business model

We earn where value moves.

SDK / API — SaaS
Swap & transfer fees
Perps & yield spread
Card interchange
Premium Wallie AI
Enterprise / white-label
Drop · MoneyOS
13
Opportunity

Billions are entering
digital finance.

$XXT
TAM
$XXB
SAM
$XXB
SOM
EDIT: replace with sourced market figures
Drop · MoneyOS
14
Integrations

Powered by the best infrastructure.

Hyperliquid
Bridge
Everstake
Mercuryo
ChangeNOW
Tunz
Drop · MoneyOS
15
The call

The operating system for money, markets, payments, and all of capitalism

A new infrastructure layer where wallets become identity, social platforms become payment rails, and self-custody becomes the default.

hello@skydroplabs.com  ·  moneyos.network  ·  drop.wallet
Built by Skydrop Labs
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